Weight Loss Surgery Health Insurance No Waiting Period

Types of weight loss surgery.

Weight loss surgery health insurance no waiting period. Before you can start claiming on your health cover you must have held your cover for a certain amount of time known as a waiting period. Waiting periods protect members who make payments to a fund over time for when they might need to use their health cover. The american society for metabolic bariatric surgery asmbs estimated that the mortality rate for bariatric surgery after 30 days is about 0 13 or one in 1 000 people.

I m now with defence health i was with bupa at the time and they don t have a specific waiting period listed for weight loss surgery but it would likely fall under the 12 month period for pre. Results vs risks of the procedure. You have a qualifying body mass index bmi of 35 with obesity related health problems or a bmi of 40 with no accompanying health problems.

And no i ve never heard of a fund waiving the 12 month waiting period for bariatric surgery even if you offer to pre pay. These include changing policies but retaining a similar or lower level of cover and looking out for special offers that waive the waiting period. His surgeon gp would have to fill out forms to say his condition is life threatening but it could be another option.

I think but could be wrong that some of the health insurance have a 2 year waiting period for this now. There are a number of other options. Although most health insurance policies have waiting periods there are a few ways to potentially avoid them.

This is necessary to keep health cover fair. Health insurance for weight loss surgery usually costs around 150 190 a month so it s definitely worth taking the time to compare it could easily save you hundreds of dollars a year. If we didn t have waiting periods.

There are several different types of surgery for weight loss. The benefits and and potential complications of weight loss surgery. The other option may be to seek a release of his superannuation and pay the full cost of the procedure.